Lease or Finance?

Lease or Finance at Downtown Ford

The decision to lease or finance depends on many factors, but most customers make the decision based on monthly payments and how long they typically drive their vehicles.

In general, customers who lease prefer to drive a new car every 2-3 years and appreciate making lower monthly payments. For certain business customers there may also be additional tax advantages with leasing.

Customers who finance their vehicles tend to drive them for five to 10 years and appreciate driving without mileage limitations.

Explore the detailed benefits of leasing and financing below.

What Affects the Future Vehicle Value?

Financing | Term: 60 Months

Customer is responsible for controllable & non-controllable factors:

  • Mileage
  • Condition
  • Accidents
  • Higher gas prices
  • New models/enhanced technology
  • New vehicle rebates/incentives
  • Poor third party reviews
  • Economy/market conditions
  • Weak resale value

Financing End-of-Term Options

  • Keep the vehicle
  • Sell of trade the vehicle

Leasing | Term: 36 Months

Customer is responsible for controllable factors:

  • Mileage
  • Condition

Lease End-of-Term Options

  • Purchase the Vehicle
  • Sell privately/pay off residual
  • Negotiate trade-in
  • Extend the lease
  • Return lease vehicle

Contact Our Sales Team

Lease or Finance a new Ford Sacramento CA
; ;